A 403b is a retirement plan offered through public schools and certain charities. It works very similarly to a 401k plan. In this situation, it would be wise for this teacher to put away the maximum allowable salary deferral. The maximum allowable deferral for 2014 was the lesser of 100% of compensation or $17,500. For […]
I own a Variable Annuity and the stock market has been setting all-time highs, but I am losing money. Can you review this product with me and tell me why it isn’t performing well? I can’t tell you how many people come to me with this very question. Variable Annuities are products that are created […]
Back in February, I wrote an article titled “Invest based on Research not Emotions”. As the price of oil continues to fall, I wanted to revisit the points I attempted to make when I wrote this article. The premise of the article was based on energy-related MLP’s and the ability to continue to pay their […]
Have you ever heard the term “The trend is your friend”? This is the one phrase that always comes to mind when talking about the stock market. The trend for the market is up. How high can it go? It can go as high as it wants to go, but it will have its pullbacks. […]
Financial Advisors should be compensated on Performance, not on a Transaction Are you working with a Financial Advisor? If so, how is that person compensated? When I started in this business 18 years ago, the only way I made money was if one of my clients placed a trade. I was young and at the […]
Am I eligible to Convert my existing IRA to a ROTH IRA and is it a good financial decision? Converting your Traditional IRA to a ROTH IRA can be one of the best financial decisions made when saving for retirement if done correctly. Prior to 2010, there was an income limit that restricted the conversion […]
The Risky Investment in your 401k that may be labeled Conservative Investing in your 401k is a great way to save for retirement especially if your employer is matching your contribution. It’s free money that you would not otherwise receive if you don’t take advantage. Having the right strategy is an ongoing process that needs […]
How much should I be drawing off my investments during Retirement? You have finally made it to retirement. You saved your money and now it’s time to take withdrawals to provide an income stream to you during your retirement years. The question is “how much can I take without depleting my funds before I die?” […]
If you own class B or C share mutual funds you may be paying too much Mutual Fund investing can be tricky. Why? There are multiple share classes to choose from, and they all have different expenses. I would like to touch on two of those share classes in this article because they can be […]
Equity Indexed Annuities Do you ever come across an investment that sounds too good to be true? We see these ads in the paper all the time guaranteeing above-average returns, but there’s usually a catch. If you or someone you know is thinking of investing in an indexed annuity, please convince them to read the […]
TRUST ADMINISTRATOR
Deena Jones joined Fogel Capital Management in fall of 2018. Her role as Trust Administrator includes maintaining account administration, providing clients with exceptional service, and ensuring accuracy for billing and accounting. Deena graduated from Florida Atlantic University with a Bachelor’s Degree in Business Administration and majored in Finance.
She also participated in the MBA program at Nova Southeastern University from 2010-2011. Deena has over 10 years in Banking, Customer Service, Sales, and Bank Operations experience. In addition, she holds the Series 65 Uniform Investment Advisor License.
TRUST ADMINISTRATOR
Email: Kelly.Rosario@fogelcapital.com
Kelly administers Trust & Guardianship assets for the benefit of the beneficiaries. Kelly’s responsibilities include paying bills, preparing accounting statements for guardianship accounts to be filed with the courts, and taking care of our clients’ needs. Kelly graduated from Appalachian State University with a Bachelor of Science in Business Administration. In addition to this, she has 20 years of experience in the Financial Services Industry having worked for PNC Wealth Management for 17 years before joining Fogel Capital Management. Kelly also graduated from the Florida Bankers Trust & Wealth Management School.
DIRECTOR OF CLIENT SERVICES
Email: Sheila@fogelcapital.com
Sheila joined Fogel Capital Management in 2014 as an Account Analyst. She then transitioned into Trust Administrator and is now leading the Client Services Division. Sheila believes maintaining regular communication with clients is a key component among the services we provide. Sheila holds a Bachelor’s degree from Florida Atlantic University. Additionally, she has over 10 years of experience in customer service, budget management, and an extensive background in social services. She is also fluent in Spanish and provides training and support to the Trust Administration staff. Responsibilities include overseeing the yearly financial reporting required by the Court, ensuring we are in compliance with court decisions, and enhancing the customer service experience.
VP, PRIVATE WEALTH ADVISOR
Email: Casey.west@fogelcapital.com
Casey joined Fogel Capital Management in the Fall of 2016. As Trust Administrator, she worked very closely with the families of Special Needs Trust recipients. Her duties included preparing check requests, documenting all activity within trust accounts, preparing and filing annual accountings, and assisting our clients with any request they may have. Casey attended Rhodes College in Memphis, TN and began her professional career working as accounts receivable coordinator, sales representative, and bookkeeper for two successful accessories companies. She is now an Investment Advisor on the Fogel Capital Team. She holds the Series 65 Uniform Investment Advisor License and is dedicated to providing the highest level of service and decorum to our clients.
VP, PRIVATE WEALTH ADVISOR
Max joined Fogel Capital Management in the fall of 2022. As an Investment Advisor, Max works closely with our clients to help them achieve their financial goals. Max began his career in finance in 2019 as a Financial Analyst on the Merchant Capital team at Maxim Group where he advised pharmaceutical companies on raising capital through private placements. He quickly moved into traditional investment banking and joined Canaccord Genuity – Global Capital Markets, where he worked in the Technology, Media, and Telecommunication (TMT) division. During his time at Canaccord Genuity, Max advised on transactions totaling $350 million. In the summer of 2021, Max took on a role as a Senior Analyst at Madison Alley Global Ventures, where he provided expert advice on numerous transactions in the TMT sector. Max attended Indiana University, where he earned a Master of Science in Finance degree from the Kelley School of Business and a Bachelors of Science in Public Financial Management. He is registered as an investment advisor in Florida, New York, and New Jersey, and holds Series 7, 63, and 65 licenses. Max's commitment to providing the highest level of service and expertise to our clients is evident in his work. He brings a wealth of knowledge and insights to the team, and we are proud to have him as an Investment Advisor on the Fogel Capital Team.
VP, PORTFOLIO MANAGEMENT
Nick joined Fogel Capital Management in the spring of 2019, after graduating from the University of Florida with his Bachelor's Degree in Finance. He serves a variety of roles on the investment team, of which include assisting Fogel Capital’s Head of Trading in the management of client accounts, conducting extensive capital market research, and communicating personalized investment analysis to clients with regards to investment strategy, portfolio construction, individual security selection, and risk exposure. He holds the Series 65 Uniform Investment Advisor License and strives to provide personalized investment advice for each individual client. He has also furthered his knowledge and capabilities in portfolio management and asset valuation through his completion of the Chartered Financial Analyst (CFA) Program, where he is an active charter-holder.
MANAGING DIRECTOR, HEAD OF TRADING
Email: blaise@fogelcapital.com
Prior to joining FCM Blaise served as Director of Portfolio Trading at Smith Barney. Before joining Smith Barney he served as Vice President of Equity Derivatives at Lehman Brothers. In the early 1990’s he joined the Zenith Group, a hedge fund traded out of Greenwich Connecticut. Before joining the Zenith Group he spent several years at Paine Webber where he served as Vice President on the equity derivatives desk. Blaise started his career in 1987 with Citibank as a securities trader and developed artificial intelligence applications specific to investments.
PRESIDENT AND CHIEF INVESTMENT OFFICER
Email: michael@fogelcapital.com
For over 20 years Michael Fogel has served as portfolio manager at Fogel Capital Management, Inc. He manages a diverse group of equity and fixed income portfolios for individuals, families, trusts, guardianships, corporations, and Native American governments. Before taking over as Chief Investment Officer for FCM he worked for Lehman Brothers as an equity derivatives and program trader. He was also employed by Prudential Securities as a Performance Analyst evaluating the overall performance of the firms recommended investment managers. Early in his career he was employed by Drexel Burnham Lambert in the Financial Systems and High Yield Department.
TRUST ADMINISTRATOR
Deena Jones joined Fogel Capital Management in fall of 2018. Her role as Trust Administrator includes maintaining account administration, providing clients with exceptional service, and ensuring accuracy for billing and accounting. Deena graduated from Florida Atlantic University with a Bachelor’s Degree in Business Administration and majored in Finance.
She also participated in the MBA program at Nova Southeastern University from 2010-2011. Deena has over 10 years in Banking, Customer Service, Sales, and Bank Operations experience. In addition, she holds the Series 65 Uniform Investment Advisor License.
TRUST ADMINISTRATOR
Email: Kelly.Rosario@fogelcapital.com
Kelly administers Trust & Guardianship assets for the benefit of the beneficiaries. Kelly’s responsibilities include paying bills, preparing accounting statements for guardianship accounts to be filed with the courts, and taking care of our clients’ needs. Kelly graduated from Appalachian State University with a Bachelor of Science in Business Administration. In addition to this, she has 20 years of experience in the Financial Services Industry having worked for PNC Wealth Management for 17 years before joining Fogel Capital Management. Kelly also graduated from the Florida Bankers Trust & Wealth Management School.
DIRECTOR OF CLIENT SERVICES
Email: Sheila@fogelcapital.com
Sheila joined Fogel Capital Management in 2014 as an Account Analyst. She then transitioned into Trust Administrator and is now leading the Client Services Division. Sheila believes maintaining regular communication with clients is a key component among the services we provide. Sheila holds a Bachelor’s degree from Florida Atlantic University. Additionally, she has over 10 years of experience in customer service, budget management, and an extensive background in social services. She is also fluent in Spanish and provides training and support to the Trust Administration staff. Responsibilities include overseeing the yearly financial reporting required by the Court, ensuring we are in compliance with court decisions, and enhancing the customer service experience.
VP, PRIVATE WEALTH ADVISOR
Email: Casey.west@fogelcapital.com
Casey joined Fogel Capital Management in the Fall of 2016. As Trust Administrator, she worked very closely with the families of Special Needs Trust recipients. Her duties included preparing check requests, documenting all activity within trust accounts, preparing and filing annual accountings, and assisting our clients with any request they may have. Casey attended Rhodes College in Memphis, TN and began her professional career working as accounts receivable coordinator, sales representative, and bookkeeper for two successful accessories companies. She is now an Investment Advisor on the Fogel Capital Team. She holds the Series 65 Uniform Investment Advisor License and is dedicated to providing the highest level of service and decorum to our clients.
VP, PRIVATE WEALTH ADVISOR
Max joined Fogel Capital Management in the fall of 2022. As an Investment Advisor, Max works closely with our clients to help them achieve their financial goals. Max began his career in finance in 2019 as a Financial Analyst on the Merchant Capital team at Maxim Group where he advised pharmaceutical companies on raising capital through private placements. He quickly moved into traditional investment banking and joined Canaccord Genuity – Global Capital Markets, where he worked in the Technology, Media, and Telecommunication (TMT) division. During his time at Canaccord Genuity, Max advised on transactions totaling $350 million. In the summer of 2021, Max took on a role as a Senior Analyst at Madison Alley Global Ventures, where he provided expert advice on numerous transactions in the TMT sector. Max attended Indiana University, where he earned a Master of Science in Finance degree from the Kelley School of Business and a Bachelors of Science in Public Financial Management. He is registered as an investment advisor in Florida, New York, and New Jersey, and holds Series 7, 63, and 65 licenses. Max's commitment to providing the highest level of service and expertise to our clients is evident in his work. He brings a wealth of knowledge and insights to the team, and we are proud to have him as an Investment Advisor on the Fogel Capital Team.
VP, PORTFOLIO MANAGEMENT
Nick joined Fogel Capital Management in the spring of 2019, after graduating from the University of Florida with his Bachelor's Degree in Finance. He serves a variety of roles on the investment team, of which include assisting Fogel Capital’s Head of Trading in the management of client accounts, conducting extensive capital market research, and communicating personalized investment analysis to clients with regards to investment strategy, portfolio construction, individual security selection, and risk exposure. He holds the Series 65 Uniform Investment Advisor License and strives to provide personalized investment advice for each individual client. He has also furthered his knowledge and capabilities in portfolio management and asset valuation through his completion of the Chartered Financial Analyst (CFA) Program, where he is an active charter-holder.
MANAGING DIRECTOR, HEAD OF TRADING
Email: blaise@fogelcapital.com
Prior to joining FCM Blaise served as Director of Portfolio Trading at Smith Barney. Before joining Smith Barney he served as Vice President of Equity Derivatives at Lehman Brothers. In the early 1990’s he joined the Zenith Group, a hedge fund traded out of Greenwich Connecticut. Before joining the Zenith Group he spent several years at Paine Webber where he served as Vice President on the equity derivatives desk. Blaise started his career in 1987 with Citibank as a securities trader and developed artificial intelligence applications specific to investments.
PRESIDENT AND CHIEF INVESTMENT OFFICER
Email: michael@fogelcapital.com
For over 20 years Michael Fogel has served as portfolio manager at Fogel Capital Management, Inc. He manages a diverse group of equity and fixed income portfolios for individuals, families, trusts, guardianships, corporations, and Native American governments. Before taking over as Chief Investment Officer for FCM he worked for Lehman Brothers as an equity derivatives and program trader. He was also employed by Prudential Securities as a Performance Analyst evaluating the overall performance of the firms recommended investment managers. Early in his career he was employed by Drexel Burnham Lambert in the Financial Systems and High Yield Department.